Justin Finch-Fletchley

Dear Mr Jugson,

I hope you and Mrs Jugson do well and are enjoying a pleasant Valentine's Day.

I apologise for disturbing you, sir, but it seems that there has been another mixup of a sort regarding my allowance funds.

I've just checked with the bank's journal liaisons and they tell me that the last deposit was made on the 2^nd of December of last year. As this was long before I had completed my holiday shopping and I have also withdrawn for January's Hogsmeade visit, the available balance is less than six Galleons at present.

Sir, I do recall that when my foster-brothers and I returned to New London for the holidays, and Mrs Jugson recognised my need for new clothes, shoes and other sundries, we discussed that the necessary expenses should be reimbursed to you from my own savings accounts. However, I had not the slightest idea that you meant they should be taken against my agreed monthly allotment. Indeed, had I not placed a journal-order for Valentine's Day, I should not have realised that my stipend vault has been depleted. I am, of course, thankful that it was discovered on the occasion of an elective purchase, and not, for example, the last of the textbooks that Professor Dolohov requires for our lessons, or some other similar necessity. Nonetheless, as a result, my transaction could not be completed as promised, since I have no line of credit with the shop.

I cannot think this was your intention. I am certain that a wizard of your grace and generosity should never wish a member of his household to be thus embarrassed. I knew that I should write you at once so that we may correct this unfortunate oversight.

Regarding the lump sum from December's tailoring, I should much rather the principle costs had been paid outright than to lose the benefit of pocket money altogether. If you are worried on my behalf that such a withdrawal will reduce my interest, then perhaps the expense could be apportioned out of my pension over a longer period, so as not to leave me entirely without an income. For now, could you be so kind as to authorise the transfer of February's amount as soon as possible, sir, and let us settle any remaining question of debt out of the primary savings vault, or by some reasonable garnishment of the allowance.

If you could kindly let me know when the replenishment of my account has been requested, I should be quite grateful.

You shall be happy to know that Remy does well in his studies and has made a number of new acquaintances through the rehearsals for our dramatics presentation. I've reminded him to write to Mrs Jugson and tell her all about his exploits this week involving the comedic turn he and Zacharias Smith are developing for the revue; I am sure she will find their jokes quite jolly. He and Alfie and I all look forward to the end of the worst winter weather and to seeing you both on our return for Easter holidays.

Thank you again for the kind attention you have shown in this and all other matters concerning my foster care.

Your obedient ward,

-Justin Finch-Fletchley

Dear Mr and Mrs Jugson,

Thank you very much for the parcel that arrived this morning; it's most thoughtful of you to send the jumper as I had just been thinking I needed to look for one. I'm quite fond of the colour, too, Mrs Jugson.

Mr Jugson, I'm rather embarrassed to have to write to you on another matter. You see, I have been corresponding with Flourish and Blotts on the subject of the textbooks for Professor Dolohov's lessons that were unavailable at the beginning of term. The assistant, Mr Chau, has been quite helpful providing a selection of the necessary texts. Unfortunately, I received an owl from him this morning as well, informing me that they attempted to draw payment from my Gringott's account on Friday and were turned down for insufficient funds.

Sir, I'm sure there's some clerical error or mistake on the part of the bank, naturally. We had agreed that the allotment should be transferred into that account by the first day of business of each month; that should have been last Monday. If you'd be so kind as to contact Gringott's and ensure that the transfer is completed, I would appreciate it. I shall look forward to your post or owl informing me that I may authorise payment to the bookshop.

Remy and Alfie send their love. We're all quite fine and so far as I know, their lessons are going well, as are mine.

Thank you again for your kindness.

Regards,

-Justin Finch-Fletchley